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HARP 2.0 program may help more underwater homeowners

The governmental program HARP (Home Affordable Refinance Program) that was launched in March 2009 has done little in the way of helping underwater homeowners.   The contingencies borrowers had to meet to qualify were too stringent, and was limited to certain banks. For instance, the loan to value (LTV) ratio had to be less than […]


Loosening credit may help end Housing Crisis in 2012

  2012 may be slated to be the end of the world to some, but there are economists that are predicting the end of something else: the housing crisis.   The biggest contributor they are founding their optimism from is the loosening of credit. As of now, the national average FICO score requirement is around […]


Principal write-downs for Phoenix Foreclosures on the horizon?

Arizona Senator Michelle Reagan submitted the “Arizona Housing Finance Reform Act” (SB 1451) on January 31st, 2012, for legislative administration consideration.The act is setting the stage for a formation of the “Secure Housing Program”, which would allow the creation of a housing authority to operate and administer a funding program for Arizona homeowners who owe […]


Arizona Foreclosure Market Update February 2012


  • Yes! I Want to Know My Options

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royce of real estate testimonial

You did the IMPOSSIBLE!

Hi Tracy, sorry took awhile to get this to you. I can't tell you how much stress we were under once the house went into foreclosure. All the mail, phone calls, and it made it more confusing because it seemed like there were alot of "what ifs" and people telling us they could help. I called you and we felt really good about how honest you were. You and your team took the time to answer every single question we had and what was best was the quickness everything got done. I get that Desert schools isn't easy to work with because I had been dealing with them and Ocwen for months on my own. The fact that now we don't owe any money and no taxes and they can't come after us for anything is, like you said, a miracel. I don't wish this stuff on anybody but I would be happy to recommend you guys to people that may need this type of hlep. Your welcome to use this written testimonial. Be blessed - M

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