Phoenix Foreclosures Still High Despite Rebound?

Phoenix foreclosures still high according to national standards   Although the foreclosure crisis in Phoenix may seem a thing of the past, the foreclosure rate can’t be completely forgotten.   New statistics by Corelogic are highlighting an important fact: Phoenix is still one of the top areas in the country for foreclosures. In fact, Phoenix-metro […]

READ THE FULL ARTICLE →

Buying a Home After Short Sale May Get Harder

Fannie Mae purchase guidelines change for those who had a Short Sale   Although short sales may seem like a thing of the past, those who have had a short sale have to deal with the lingering aftermath. For instance, a major concern of those facing foreclosure is what a short sale or foreclosure does […]

READ THE FULL ARTICLE →

Are Loan Modifications the New Short Sale?

Arizona Short Sales and Loan modifications battle for popularity in ongoing reach for viable foreclosure alternatives   Although Arizona short sales and short sales around the country gained widespread popularity in 2012, with total sales figures reaching new heights as the market continued to improve, experts are questioning whether or not that growth will continue. […]

READ THE FULL ARTICLE →

Arizona Foreclosures Hardly Affected by Debt Relief Extension

State law keeps the Arizona foreclosure process running as normal   Although many homeowners across the country were nervously awaiting the outcome of the Mortgage Forgiveness Debt Relief Act of 2007 expiration, the wait was anything but stressful for Arizona homeowners that understand the basis of non-recourse debt.   The act, which previously allowed homeowners […]

READ THE FULL ARTICLE →

Still time to Short Sale: Mortgage Foregiveness Debt Relief Act Extended through 2013

Those needing Arizona short sale help can still sell and capture debt foregiveness   In the ultimate show of procrastination, the Mortgage Forgiveness Debt Relief Act was extended once again through the end of 2013. The act was kept in place, in part, to avoid the Fiscal Cliff that’s been much the topic of discussion […]

READ THE FULL ARTICLE →

Arizona Short Sale Law: Purchase money mortgages explained

Arizona Short Sale law can be confusing when it comes to topics like construction loans, investment property and how & when purchase money applies.   This article was published as: “Short Sales & Arizona Anti Deficiency Law” September, 2012 issue of Arizona Journal of Real Estate & Business, by Daniel Kloberdanz. Any and all copyright […]

READ THE FULL ARTICLE →

Foreclosure Process in Arizona: Short Sale Help & Anti Deficiency

How Anti Deficiency laws apply during the Foreclosure Process in Arizona for Arizona Short Sales   A commonly asked question I get from homeowners during the foreclosure process in arizona Arizona is, can the banks come after me later if I complete a short sale?   What they’re really asking is, can I be liable […]

READ THE FULL ARTICLE →

Arizona Phoenix-Metro Market Updates: August 2012

Hello and here is what’s been happening in the Arizona Real Estate market in July and August of 2012. Key Notes: – Sales dropped heavily from June to July, and July’s closings were 12% below the 2012 monthly average sold of 8,097 units. – July sales of 7,148 were nearly 15% below where they were […]

READ THE FULL ARTICLE →

Arizona Short Sales: Past, Present, & Future

Arizona Short Sales preferred over foreclosure as lenders improve timelines & borrowers take advantage of Arizona anti-deficiency law   I remember in 2005 when I called up a bank to try to initiate an Arizona short sale. There was a pause on the other end of the line and then a “Honey, you’re about 3 […]

READ THE FULL ARTICLE →

Mortgage Relief Expiration troubling for those in need of Arizona Short Sale Help

Mortgage Relief expiration troubling the waters for homeowners facing foreclosure.   Mortgage Relief Program “Mortgage Debt Forgiveness Act of 2007” is a hot item on the chopping block, set to expire December 31st, 2012. With it being an election year, and politicians enticing voters to support their efforts,they are battling the IRS, with a topic […]

READ THE FULL ARTICLE →

  • Yes! I Want to Know My Options

  • -
  • Should be Empty:

Compassion & Clarity from your Team

“Hi Tracy...Thank you for keeping in touch and keeping us advised as steps progressed. .Reg and I are soooo very thankful for you and the Team’s handling of all the sheets and letters we received from our mortgage company. We are sorry we lost our beautiful home, but glad it was handled the next best way (for our credit) and that someone else now desires it..."...

selling your home FREE REPORT
10 Secrets to Selling Your
Home the Pros Don't Want You To Know!