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Borrowers holding Banks accountable for Loan Modifications

In an effort to reduce the amount of foreclosures being taken back the bank, the government has struggled to implement programs that help in any great way. One of which, was the HAMP (Home Affordable Modification Program) that the US Department of Treasury launched in 2009. The program was supposed to help distressed homeowners that […]

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Thousands default again as HAMP program limps along

  The Home Affordable Modification Program (HAMP) was launched in the year 2009 to help house owners facing immediate foreclosure. More than 1.2 million house owners received help under the scheme. However, according to the report of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP), as many as 306,000 borrowers are re-defaulting […]

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Refi Vs Loan Mod Vs Short Sale on Distressed property

Do you own a distressed property? It can be really confusing to choose to find the best solution for your situation. The three most popular options include short sale, refinance, and loan modifications. Let us find out the pros and cons of each of these methods for your troubled property.   Option #1: Refinance   […]

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By the Numbers: Short Sale, REO, and HAMP transactions in 2012

Short Sales, Loan Mods & Foreclosure Stats lend insight for 2012 & 2013   Year of the Short Sale   Many experts are calling 2012 the “year of the short sale,” mostly due to the fact that the number of short sales increased tremendously from previous years at a time when the market was gaining […]

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Respect & Professionalism from your team

“…I was so tired of dealing with the run around with my bank and HOA, and didn’t know where really to start with a short sale. Someone recommended Tracy and she has treated me and my family with so much respect that it really made me feel alot more comfortable in the process. My kids were living in the property and I was trying to make ends meat but now we managed to get the property sold and off our hands. Tracy please thank you team as well for walking through this with us, you’ve been very professional and to know I don’t owe any money anymore means a great deal.”

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