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Borrowers holding Banks accountable for Loan Modifications

In an effort to reduce the amount of foreclosures being taken back the bank, the government has struggled to implement programs that help in any great way. One of which, was the HAMP (Home Affordable Modification Program) that the US Department of Treasury launched in 2009. The program was supposed to help distressed homeowners that […]

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Thousands default again as HAMP program limps along

  The Home Affordable Modification Program (HAMP) was launched in the year 2009 to help house owners facing immediate foreclosure. More than 1.2 million house owners received help under the scheme. However, according to the report of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP), as many as 306,000 borrowers are re-defaulting […]

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Refi Vs Loan Mod Vs Short Sale on Distressed property

Do you own a distressed property? It can be really confusing to choose to find the best solution for your situation. The three most popular options include short sale, refinance, and loan modifications. Let us find out the pros and cons of each of these methods for your troubled property.   Option #1: Refinance   […]

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By the Numbers: Short Sale, REO, and HAMP transactions in 2012

Short Sales, Loan Mods & Foreclosure Stats lend insight for 2012 & 2013   Year of the Short Sale   Many experts are calling 2012 the “year of the short sale,” mostly due to the fact that the number of short sales increased tremendously from previous years at a time when the market was gaining […]

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Above and Beyond

Tracy Royce and company has gone above and beyond all of my expectations in the customer service and sale of our townhouse. To make a long story short, Tracy stepped in where no Realtor would help me sell my house. My situation was extra special and Tracy Royce and her team at Royce of Real estate excelled were other top realtors (R****** S*** at Realty One and several other Scottsdale finest) wouldn't even touch my situation. Tracy Royce, your top notch in my book and I will recommend your service in a "New York Minute". Please feel free to have anyone email me for a personal reference.

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