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Foreclosure Process in Arizona: Short Sale Help & Anti Deficiency

How Anti Deficiency laws apply during the Foreclosure Process in Arizona for Arizona Short Sales
 
A commonly asked question I get from homeowners during the foreclosure process in arizona Arizona is, can the banks come after me later if I complete a short sale?
 
What they’re really asking is, can I be liable for any debt after my Arizona short sale has been completed?
 
Anti Deficiency laws in Arizona offer great protection, with caveats.
 
1) They do not apply to Arizona short sales
2) They only apply on certain loans
3) If your loans do not fit the criteria, there is a lot of grey area.
 
But, this quick video covers deficiency ONLY in a short sale scenario, as its important to recognize while considering a short sale vs foreclosure in Arizona.
 

Arizona Short Sale Help & Anti Deficiency
<a href="http://www.linkedtube.com/2xAAiw9D4PI5cfc307b56af2f1017683a5bd11c4a90.htm">LinkedTube</a>

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“Tracy and Jon and Courteney – thanks so much for your help on the house. Although it went a lot quicker than expected, I’m not complaining! J Owing nothing in the end was a big relief…I was so worried we would be responsible for all this extra money. Not the case, thanks to your team! I hope your other clients appreciate all you’ve done like we do. Thanks for helping us move through this really difficult time.” “Jon/Tracy, my wife and I sincerely appreciate your knowledge to get our short sale done. It was very much of a concern of our to get it accomplished with as least damage to our credit, and from start to end you took control and got just that done. My friends are still shocked to realize we were able to negotiate our debt on our house, sell it, and still maintain our good names. It is a beautiful house so no doubt the buyers will love it just as much as we did. I can put my head on a pillow knowing we did the right thing.”

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