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Is Another Housing Crisis Brewing?

Price wars mimicking actions that lead to disaster for borrowers   Spring could be blossoming more than just an improved housing market. It could be softening the provisions that have kept loose credit standards in check for several years.   To begin, the Obama administration has already announced that the Federal Housing Administration will start […]

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Coming Soon: Looser Mortgage Standards…Again?

In what seems like a years-long drought of home-lending, US financial regulators are positioned to finalize new mortgage standards. The new rules are acknowledging what has seemingly kept middle and lower income borrowers from purchasing a home: strict guidelines meant to stave off another wave of “bad borrowing”. Now, new standards will be relaxed to […]

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Buying a Home After Short Sale May Get Harder

Fannie Mae purchase guidelines change for those who had a Short Sale   Although short sales may seem like a thing of the past, those who have had a short sale have to deal with the lingering aftermath. For instance, a major concern of those facing foreclosure is what a short sale or foreclosure does […]

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Freddie Mac Not the Protective Sibling You Expected

Those looking to short sale may be shocked at how Freddie Mac will treat their hardship   In this weeks episode of local radio show Real Estate Rescue, host Tracy “Royce of Real Estate” will be uncovering what some agents and industry professionals pray isn’t true about one of the largest mortgage investors in the […]

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Short Sale Process gets easier under new GSE Guidelines

As of November 1st 2012 Fannie and Freddie will implement new Short Sale guidelines to make the approval process easier for eligible homebuyers.   The new guidelines will be put in place to enhance and streamline the process to avoid foreclosure and help communities become more stabilized. The new Short Sale program will provide assistance […]

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  • Yes! I Want to Know My Options

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You guys are on TOP OF IT !

“Hey Tracy, just a quick note to say thanks from me and the wife about the short sale. I have to admit I was a little worried about wrecking our credit. We really appreciate you taking care of all this and letting us know with texts and emails and phone calls what was going on, and how surprised I was we got it sold with only ONE late payment on my credit and without owing a dime. All the stuff you hear about how hard it is to do a short sale, how agents hate them….I can’t tell you how glad we are we found you. It went quickly and your professionalism and kindness to walk us through it is more than appreciated.”

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