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Is Another Housing Crisis Brewing?

Price wars mimicking actions that lead to disaster for borrowers   Spring could be blossoming more than just an improved housing market. It could be softening the provisions that have kept loose credit standards in check for several years.   To begin, the Obama administration has already announced that the Federal Housing Administration will start […]

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Coming Soon: Looser Mortgage Standards…Again?

In what seems like a years-long drought of home-lending, US financial regulators are positioned to finalize new mortgage standards. The new rules are acknowledging what has seemingly kept middle and lower income borrowers from purchasing a home: strict guidelines meant to stave off another wave of “bad borrowing”. Now, new standards will be relaxed to […]

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Buying a Home After Short Sale May Get Harder

Fannie Mae purchase guidelines change for those who had a Short Sale   Although short sales may seem like a thing of the past, those who have had a short sale have to deal with the lingering aftermath. For instance, a major concern of those facing foreclosure is what a short sale or foreclosure does […]

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Freddie Mac Not the Protective Sibling You Expected

Those looking to short sale may be shocked at how Freddie Mac will treat their hardship   In this weeks episode of local radio show Real Estate Rescue, host Tracy “Royce of Real Estate” will be uncovering what some agents and industry professionals pray isn’t true about one of the largest mortgage investors in the […]

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Short Sale Process gets easier under new GSE Guidelines

As of November 1st 2012 Fannie and Freddie will implement new Short Sale guidelines to make the approval process easier for eligible homebuyers.   The new guidelines will be put in place to enhance and streamline the process to avoid foreclosure and help communities become more stabilized. The new Short Sale program will provide assistance […]

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YOU took the stress & got it done

“Tracy and her team were patient with me throughout this entire process. The bank was nearly impossible to deal with on my own but I felt like once I found tracy and her team took over, things got done a lot faster and without all the stress it had been causing me before. I’d recommend her to anyone needing to short sale.”

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